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Home Property

How To Plan Your Home Improvements in Six Easy Steps

David Prior by David Prior
August 4, 2025
Reading Time: 4 mins read
How To Plan Your Home Improvements in Six Easy Steps
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Home improvements can inject new life into your living space. Whether you’re dreaming of a kitchen renovation or adding a garden room, transforming your home is an exciting journey. 

But before you start pulling up carpets or choosing tiles, it’s important to take a step back and plan carefully. By following a few simple steps, you can ensure your project runs smoothly and stays within budget while still achieving amazing results.  

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1. Define your vision and priorities

Start by visualising your ideal home and what changes you want to make. Consider how your space is used – do you need more storage, a larger living room, or a kitchen designed for cooking and entertaining? 

Once you’ve clarified your vision, prioritise your goals. Not all improvements can be tackled at once, so decide which ones are most pressing. 

Identifying the most urgent tasks helps prevent unnecessary delays and keeps your overall project on track.

2. Assess your budget and funding options

It’s vital to know what you can afford before committing to a huge project. Start by getting an estimate of how much everything will cost. 

Once you have a rough idea of your costs, you can assess your funding options. Financially stable homeowners can use a home equity line of credit (HELOC) as a suitable way to access additional funds, as this means borrowing against the equity in your property. This can provide the flexibility and capital needed to complete your project with confidence.

Of course, it’s still important to understand the repayment terms and ensure it suits your financial circumstances, but for many, a HELOC offers a practical and straightforward way to fund substantial improvements. 

3. Research and select professionals

Whether you’re looking for a reputable builder or plumber, take the time to research reliable and experienced tradespeople. 

Get at least three quotes for each type of work. While the cheapest option may seem tempting, it’s crucial to consider quality and reputation too. 

Check if the professionals you’re considering are properly insured and whether they hold relevant qualifications. Finding the right people will give you peace of mind that the job will be done to a high standard.

4. Secure necessary permissions and insurance

Depending on scale, certain projects – like extending or altering structural elements – may require formal approval from your local council. Failing to secure permission can lead to costly fines or even the need to undo work.

Additionally, check that your insurance covers the work you plan to do. Most home insurance policies may need to be updated to reflect major improvements. 

5. Create a detailed project timeline

A well-structured timeline can help you keep the project on track. Start by determining a realistic start and end date for the work. 

Break everything down into manageable stages – perhaps demolition, structural work, and finishing touches – so that you can see how long each step will take.

Include buffer time for any unexpected delays, such as waiting for materials or adverse weather conditions. Be flexible with your timeline, as things may not always go as planned. 

6. Monitor progress and manage unexpected issues

Regularly check that the work is meeting the agreed specifications and that the budget is being adhered to. Communicate with the professionals if there are any changes or concerns, as quick adjustments can help avoid bigger problems later.

It’s also important to remain flexible in case unexpected issues arise. Perhaps the structure of your house requires more work than initially thought, or an unforeseen problem with the plumbing needs attention. 

Following these steps means you can feel more in control over your project, ensuring it is completed successfully and within your budget.

David Prior

David Prior is the editor of Today News, responsible for the overall editorial strategy. He is an NCTJ-qualified journalist with over 20 years’ experience, and is also editor of the award-winning hyperlocal news title Altrincham Today. His LinkedIn profile is here.

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