Tuesday, September 23, 2025
  • About
  • Write for us
  • Contact
Today News
  • Business
  • Tech
    Modern office with two people working at desks, each focusing on computer screens displaying code. The room is dimly lit, creating a focused atmosphere.

    Top 10 Bespoke Software Development Companies in 2025

    Before the Alarm Sounds: The Life-Saving Power of Fire Preparedness

    Before the Alarm Sounds: The Life-Saving Power of Fire Preparedness

    Choosing the Right Data Provider For Your Business

    Choosing the Right Data Provider For Your Business

    Whiteboard displaying the word "AI" with a question mark, suggesting a discussion about artificial intelligence.

    Experts Warn of AI Bubble as Spending Outpaces Returns

    Smart home security camera mounted on a wall, designed to monitor and enhance home safety.

    The smart home revolution: Upgrades that boost convenience and security

    The Business and Trends of Dating Sites in the U.S. in 2025

    The Business and Trends of Dating Sites in the U.S. in 2025

    AI chip on a sleek black background, symbolizing advanced artificial intelligence technology.

    How AI Can Optimise Cash-Out Functionality

    Illustration of AI technology transforming the workplace, showcasing robots and humans collaborating on tasks.

    NSFW AI Generator from My Dream Companion Redefines Visual Storytelling

    Nano Banana

    Nano Banana: Google’s Game-Changing AI Image Tool with Amazing Consistency

  • Consumer
    Understanding the Baby Monitor Market: What’s Driving Growth and Innovation

    Understanding the Baby Monitor Market: What’s Driving Growth and Innovation

    Craving Connection: Why Food Gifting Is the New Love Language

    Craving Connection: Why Food Gifting Is the New Love Language

    How to Celebrate Milestones from Afar: The Rise of Digital Gifting in the UK

    How to Celebrate Milestones from Afar: The Rise of Digital Gifting in the UK

    How to adjust glasses at home – a step-by-step guide!

    How to adjust glasses at home – a step-by-step guide!

    Why quality toilet cubicle hardware matters

    Why quality toilet cubicle hardware matters

    Common Mistakes in KYC Identity Verification

    Common Mistakes in KYC Identity Verification

    Consumer habits

    British Furniture Market Sees Significant Changes in Consumer Preferences

    Why are high-street bookmakers declining in the UK?

    Why are high-street bookmakers declining in the UK?

    Straps for smartwatches: The Complete guide

    Straps for smartwatches: The Complete guide

  • Finance
    Glass vase containing a money plant, symbolizing savings and financial growth.

    Building Generational Wealth: How Professionals Can Plan Beyond Their Lifetime

    Close-up of the word gambling

    UK gambling tax debate: simplification or squeeze?

    Net Worth of Pastor Chris Oyakhilome: 15 Key Contributors

    Net Worth of Pastor Chris Oyakhilome: 15 Key Contributors

    Visual guide on starting a business plan, highlighting key accounting and finance elements for new entrepreneurs.

    Finance vs accounting: Key differences and career paths

    The Role of Blockchain in Sports Beyond Cryptocurrency

    The Role of Blockchain in Sports Beyond Cryptocurrency

    Smartphone displaying a stock chart with fluctuating lines and data points.

    CHIPS Act Shake-Up: How Washington’s Plan Impacts Tech and Industry Stocks

    sifx.com: What’s Behind the Growing Buzz Among Traders?

    sifx.com: What’s Behind the Growing Buzz Among Traders?

    Georgia’s Free Industrial Zones (FIZ): A Strategic Choice for Crypto Businesses?

    Georgia’s Free Industrial Zones (FIZ): A Strategic Choice for Crypto Businesses?

    Senior Citizen in a wheelchair

    How to Support and Manage Your Parents’ Financial Decisions Through Dementia

  • Environment
    Five Ocean Discoveries That Could Change How We See the World

    Five Ocean Discoveries That Could Change How We See the World

    Choosing the Right Sustainability Partner: How Eco-Efficient Tech Transforms Industry

    Choosing the Right Sustainability Partner: How Eco-Efficient Tech Transforms Industry

    Moving Abroad? Here’s What to Expect – and Why Cardboard and Plastic Waste Removal Is Essential After Unpacking

    Moving Abroad? Here’s What to Expect – and Why Cardboard and Plastic Waste Removal Is Essential After Unpacking

    How Weather Events Like Heavy Rain or Heatwaves Affect Pest Activity

    How Weather Events Like Heavy Rain or Heatwaves Affect Pest Activity

    Building a Carbon-Competitive Advantage with Sustainability and Decarbonization Consulting

    Building a Carbon-Competitive Advantage with Sustainability and Decarbonization Consulting

    The Lost Art of Orienteering: Why Map and Compass Skills Still Matter

    The Lost Art of Orienteering: Why Map and Compass Skills Still Matter

    Sustainability in Dining: Reducing Waste for a More Profitable Future

    Sustainability in Dining: Reducing Waste for a More Profitable Future

    Environmental Benefits

    What Are The Environmental Benefits Of Choosing Eco-friendly Rubbish Removal In Croydon?

    Why You Should Hire Waste collectors for efficient waste removal

    Why You Should Hire Waste collectors for efficient waste removal

  • Property
    Red door labeled "Fire Exit Keep Clear," indicating it should remain unobstructed for safety.

    Fire door compliance: Essential considerations for contractors and housebuilders

    Furnished Apartments

    London Serviced Apartments: A Growing Trend Among Modern Travellers

    Close-up of Bungalow Houses

    The Key Reasons Park Bungalows Are A Smart Investment

    Discovering the Charlie Oven The Rural Ranges Ltd Approach

    Discovering the Charlie Oven The Rural Ranges Ltd Approach

    Sleek and Sturdy Bathroom Glass Shelves for Modern Homes

    Sleek and Sturdy Bathroom Glass Shelves for Modern Homes

    How to Streamline Your Home Expenses

    How to Streamline Your Home Expenses

    How To Plan Your Home Improvements in Six Easy Steps

    How To Plan Your Home Improvements in Six Easy Steps

    Budgeting for a House Sale: What Most Sellers Forget

    Budgeting for a House Sale: What Most Sellers Forget

    Home and business removals: Streamlining your move

    Home and business removals: Streamlining your move

  • eCommerce
    Ecommerce Platform

    What Makes a Global Ecommerce Platform User-Friendly

    From 1688 to shopee: the singaporean seller’s guide to paying china suppliers

    From 1688 to shopee: the singaporean seller’s guide to paying china suppliers

    The Importance of Digital Valuations for UK Ecommerce Brands

    The Importance of Digital Valuations for UK Ecommerce Brands

    Blink-and-Buy: Designing Checkouts That Convert in Under 10 Seconds

    Blink-and-Buy: Designing Checkouts That Convert in Under 10 Seconds

    High Stakes Strategies: Lessons E-commerce Entrepreneurs Can Learn from Casinos

    High Stakes Strategies: Lessons E-commerce Entrepreneurs Can Learn from Casinos

    Amazon Expert

    Amazon Expert: Key Qualifications to Look For

    Boosting Ecommerce Revenue with Smart Targeting Strategies

    Boosting Ecommerce Revenue with Smart Targeting Strategies

    Personalized Shopping: How Technology is Transforming Retail

    Personalized Shopping: How Technology is Transforming Retail

    How Can Ecommerce Businesses Learn From Entertainment Platforms?

    How Can Ecommerce Businesses Learn From Entertainment Platforms?

No Result
View All Result
Today News
Home Transport

Understanding Your Car Finance Compensation Rights: A Guide to PCP Claims

David Prior by David Prior
August 11, 2025
Reading Time: 5 mins read
Understanding Your Car Finance Compensation Rights: A Guide to PCP Claims
441
VIEWS
Share on FacebookShare on TwitterShare on LinkedIn

Did you purchase a car using PCP (Personal Contract Purchase) finance between 2007 and 2020? You might be entitled to compensation if your agreement was mis-sold.

Understanding Your Car Finance Compensation Rights: A Guide to PCP Claims

Did you purchase a car using PCP (Personal Contract Purchase) finance between 2007 and 2020? You might be entitled to compensation if your agreement was mis-sold.

What Are PCP Claims and Why Should You Care?

Related posts

How to Get Your Car Park Ready for Winter

How to Get Your Car Park Ready for Winter

September 18, 2025
362
7 Ways Employers Can Benefit from EV Subscription Plans

7 Ways Employers Can Benefit from EV Subscription Plans

August 26, 2025
461

A car PCP claim is a legal request for compensation when a PCP finance agreement has been mis-sold. This occurs when car dealers fail to disclose important information that could have affected your decision.

Types of Mis-sold PCP Agreements

  • DCA (Discretionary Commission Arrangements): These arrangements enabled brokers or dealers to modify the interest rate within a predefined range set by the lender. The higher the interest rate selected, the greater the commission they received. Typically, customers were unaware this arrangement existed.
  • UDC (Undisclosed Commission Arrangements): This term describes any type of commission—fixed or variable—paid to a broker or dealer that was not transparently disclosed to the customer.

How to Approach a PCP Car Finance Claim

Making a claim requires understanding your potential eligibility, gathering relevant evidence, and following a structured process. With the right approach, you could potentially recover compensation, though success is not guaranteed.

The 3-Step Process

  1. Check Your Eligibility – Takes just 2 minutes to determine if you might have grounds for a claim
  2. Retrieve Your Agreements – Don’t worry if you don’t have your paperwork – specialist services may be able to help find your agreements from 2007-2020
  3. Complete Your Registration – Experts can handle the legal process on your behalf

Should You Choose a Specialist Service for Your PCP Claim?

While you can attempt to handle your claim independently.

Professional Help vs. DIY Approach

Expert Assistance Potential Benefits:

  • Specialised expertise in car finance claims
  • No upfront fees
  • All paperwork and communications handled for you
  • Compensation calculation and negotiation expertise
  • Potentially less stressful process from start to finish

DIY Approach Challenges:

  • Gathering extensive documentation
  • Writing technically precise complaint letters
  • Navigating complex finance company processes
  • Potentially escalating to the Financial Ombudsman Service

Time Limits: Acting on Your Claim

If you entered into a car finance agreement between 2007 and 2020, you may be eligible to make a claim. The sooner you start your claim process, the sooner you might potentially receive compensation.

Common Concerns About Making a PCP Claim

“Will this affect my credit score?” Making a PCP claim should not negatively impact your credit score. The claim process is separate from credit reporting systems, and exercising your consumer rights cannot legally be used against you in credit assessments.

“I’ve already paid off my finance – can I still claim?” You may still be able to make a claim even if you’ve completely paid off your finance agreement, provided you’re within the applicable time limits.

“How much does it cost to start a claim?” Most specialist services operate on a No Win, No Fee basis. This means there are typically no upfront costs to start your claim. You only pay a fee if compensation is successfully secured.

“What if my finance company rejects my claim?” If your finance provider rejects your claim or offers an unsatisfactory settlement, specialist services can potentially escalate your case to the Financial Ombudsman Service, handling the process on your behalf.

Why Consider MyCarLoanClaims.co.uk for Your PCP Claim?

  • Specialist Expertise – Teams focused exclusively on car finance claims
  • Experience – Has helped many people seek compensation
  • Transparent Process – You’re kept informed at every stage
  • Comprehensive Service – Experts calculate and negotiate for appropriate compensation
  • Streamlined Experience – All paperwork and communications handled for you

Take Action Today

Don’t miss out on compensation you may be legally entitled to. Check your eligibility in just 2 minutes and start your journey to potentially reclaiming money from mis-sold car finance.

Visit https://MyCarLoanClaims.co.uk now to begin your free, no-obligation eligibility check.

Frequently Asked Questions

Can I make a claim if I’ve already sold the car?

You may still be able to make a claim even if you no longer own the vehicle, provided your finance agreement falls within the eligible timeframe.

What information do I need to start a claim?

To begin checking your eligibility, you’ll need basic details about your car finance. Don’t worry if you don’t have all the information or paperwork – specialist services may be able to help retrieve these details for you.

This content has been developed in collaboration with My Car Loan Claims trading as Alawco Limited, SRA authorised and regulated, with their supervision ensuring factual accuracy.

David Prior

David Prior is the editor of Today News, responsible for the overall editorial strategy. He is an NCTJ-qualified journalist with over 20 years’ experience, and is also editor of the award-winning hyperlocal news title Altrincham Today. His LinkedIn profile is here.

Previous Post

Tea for Muscle Pain Relief Natural Soothe in Every Sip

Next Post

Graduation Fashion Evolves: How Nursing Grads Are Turning Tradition Into Personal Expression

Related Posts

How to Get Your Car Park Ready for Winter
Transport

How to Get Your Car Park Ready for Winter

September 18, 2025
362
7 Ways Employers Can Benefit from EV Subscription Plans
Transport

7 Ways Employers Can Benefit from EV Subscription Plans

August 26, 2025
461
Packed Items and Boxes for Moving
Transport

Tips For Managing Large-Scale Moves Across Greater London

August 15, 2025
438
How to Choose the Best Driving Lessons in Colchester for You
Transport

How to Choose the Best Driving Lessons in Colchester for You

July 28, 2025
385
Why Hire Purchase Is Popular With First-Time Car Buyers
Transport

Why Hire Purchase Is Popular With First-Time Car Buyers

July 24, 2025
568
How Tyre Choice Impacts Your Safety Year-Round: A Guide For Owners
Transport

How Tyre Choice Impacts Your Safety Year-Round: A Guide For Owners

June 18, 2025
441
Next Post
Graduation Fashion

Graduation Fashion Evolves: How Nursing Grads Are Turning Tradition Into Personal Expression

RECOMMENDED NEWS

5 Thrilling Activities to Try in Prague for Your Next Adventure

5 Thrilling Activities to Try in Prague for Your Next Adventure

1 month ago
58
Social Proof

Social Proof Explained: 7 Types That Drive Real Influence

3 weeks ago
314
How To Identify Reversals in Forex

How To Identify Reversals in Forex

3 years ago
632
The Ultimate Guide to House Prices for Investment in Bali: Trends and Impact on Your Investment Portfolio

The Ultimate Guide to House Prices for Investment in Bali: Trends and Impact on Your Investment Portfolio

1 year ago
333

BROWSE BY CATEGORIES

  • Business
  • Careers
  • Charity
  • Consumer
  • Culture
  • eCommerce
  • Education
  • Energy
  • Engineering
  • Entertainment
  • Entrepreneurs
  • Environment
  • Fashion
  • Finance
  • Food & Drink
  • Gaming
  • Gardening
  • Health
  • Insurance
  • Interiors
  • Legal
  • Leisure
  • Lifestyle
  • Manufacturing
  • Marketing
  • National
  • News
  • Opinion
  • Pets
  • Politics
  • Property
  • Sales
  • Sport
  • Sports
  • Tech
  • Transport
  • Travel
  • Uncategorized

BROWSE BY TOPICS

Agency AI autosmart banking Beauty business Christmas construction cyber security data digital Digital Marketing Services ecommerce entertainmnet finance fitness Forex health inflation insurance kitchen KYND lifestyle manchester music News north overseas Personal Injury Pharmaceutical Industry property Real Estate recruitment Sir Michael Morpurgo Skincare sports technology tourism travel UK vehicles Warkworth village watch workspace yorkshire

Latest news

Smartphone on a wooden table displays the Discord logo on its screen. The tone is neutral and tech-focused, highlighting modern digital communication.

Why Casino Players Are Building Discord Servers Like Gaming Clans

September 23, 2025
Two hands hold a smartphone displaying a slot machine game with flaming symbols. A "Spin" button is visible, suggesting an engaging gaming moment.

What Makes Online Slot Games So Addictive?

September 23, 2025
3 Reasons Why Budapest is the Best Bachelor Party Destination

3 Reasons Why Budapest is the Best Bachelor Party Destination

September 23, 2025
Commercial Recycling Programs

How Businesses Can Benefit from Commercial Recycling Programs

September 23, 2025
How Solar Battery Storage Can Help During Peak Energy Demand Times

How Solar Battery Storage Can Help During Peak Energy Demand Times

September 23, 2025
Reputation Management Software

5 Best Enterprise Reputation Management Software in UK (2025)

September 23, 2025
Pendants

How to Make Pendants for Necklaces: Your Complete Step-by-Step Guide

September 23, 2025
MagiSTV

Is MagiSTV APK Safe? Pros, Cons & Alternatives 

September 23, 2025
Floor Projector

How Interactive Wall and Floor Projector Solutions Are Transforming Spaces

September 23, 2025
CapCut

How to Sound Like a Pro Gamer Using the CapCut Voice Changer

September 23, 2025

Today News

  • About
  • Write for us
  • Contact
  • Privacy Policy

@2024 Rooftree Publishing Ltd

Today News in association with Kajino.com

Sign up for our newsletter




  • Business
  • Tech
  • Consumer
  • Finance
  • Environment
  • Property
  • eCommerce

Recent News

Smartphone on a wooden table displays the Discord logo on its screen. The tone is neutral and tech-focused, highlighting modern digital communication.

Why Casino Players Are Building Discord Servers Like Gaming Clans

September 23, 2025
Two hands hold a smartphone displaying a slot machine game with flaming symbols. A "Spin" button is visible, suggesting an engaging gaming moment.

What Makes Online Slot Games So Addictive?

September 23, 2025
No Result
View All Result
  • Home
  • Business
  • Tech
  • Consumer
  • Finance
  • Environment
  • Property
  • eCommerce
  • Write for us
  • About
  • Contact