Monday, October 27, 2025
  • About
  • Write for us
  • Contact
Today News
  • Business
  • Tech
    Dual-monitor setup on a desk shows code on one screen and a chat application on the other. Headphones and a smartphone are nearby, suggesting productivity.

    How Real-Time Technology Is Shaping the Future of Digital Entertainment

    Belitsoft Explains Why UK-based Companies Nearshore Bespoke .NET Development

    Belitsoft Explains Why UK-based Companies Nearshore Bespoke .NET Development

    How Smart Viewers Are Changing the Way They Watch TV

    How Smart Viewers Are Changing the Way They Watch TV

    Two people work at computers with code visible on the screen, set in an office with a focused atmosphere. One wears a striped shirt; the other has glasses.

    Unlocking Success: Why IT Support Matters for Business

    Advanced pump technology enhances sustainability in shipping

    Advanced pump technology enhances sustainability in shipping

    Bridging Data, Marketing and Research: An Interview with Raabia Riaz

    Bridging Data, Marketing and Research: An Interview with Raabia Riaz

    Mobile App Testing

    Exploring the Importance of Mobile App Testing

    AI

    The Four Steps That Make AI Systems Trustworthy (According to Federal Standards)

    How to Choose the Right Analytics Tools to Improve Your Payment Workflow

    How to Choose the Right Analytics Tools to Improve Your Payment Workflow

  • Consumer
    Understanding the Baby Monitor Market: What’s Driving Growth and Innovation

    Understanding the Baby Monitor Market: What’s Driving Growth and Innovation

    Craving Connection: Why Food Gifting Is the New Love Language

    Craving Connection: Why Food Gifting Is the New Love Language

    How to Celebrate Milestones from Afar: The Rise of Digital Gifting in the UK

    How to Celebrate Milestones from Afar: The Rise of Digital Gifting in the UK

    How to adjust glasses at home – a step-by-step guide!

    How to adjust glasses at home – a step-by-step guide!

    Why quality toilet cubicle hardware matters

    Why quality toilet cubicle hardware matters

    Common Mistakes in KYC Identity Verification

    Common Mistakes in KYC Identity Verification

    Consumer habits

    British Furniture Market Sees Significant Changes in Consumer Preferences

    Why are high-street bookmakers declining in the UK?

    Why are high-street bookmakers declining in the UK?

    Straps for smartwatches: The Complete guide

    Straps for smartwatches: The Complete guide

  • Finance
    The Benefits of Accepting Crypto Payments in E-Commerce

    The Benefits of Accepting Crypto Payments in E-Commerce

    Dogecoin Adoption Never Stopped Soaring

    Dogecoin Adoption Never Stopped Soaring

    Hand holding a key over a table with Euro banknotes scattered and a calculator nearby, suggesting themes of finance, investment, or real estate.

    How Brokers Can Help You Compare Loans in Denmark and Save on Interest

    MPs Continue Push For Gambling Tax Increase

    MPs Continue Push For Gambling Tax Increase

    Is Britain Ready for a Digital Pound? The Cybersecurity Battle You Haven’t Heard About

    Is Britain Ready for a Digital Pound? The Cybersecurity Battle You Haven’t Heard About

    Smartphone displaying stock graphs is on a desk with a keyboard and mouse in front of a computer monitor. The setting feels modern and tech-focused.

    FTX Unwind Continues: $1.6B Payout Signals Progress Amid Market Uncertainty

    Solana Crypto Casino: Why Speed Isn’t Just a Feature – It’s the Foundation

    Solana Crypto Casino: Why Speed Isn’t Just a Feature – It’s the Foundation

    How workplace pensions have changed in the UK

    How workplace pensions have changed in the UK

    Computer monitor, calculator, keyboard, mouse, smartphone, and wireless earbuds on a pink surface, creating a modern and tech-focused scene.

    Surprising Tools That Can Help You Manage Your Money

  • Environment
    Aerial view of London shows Thames River, bridge, and cityscape with modern and historic buildings

    Why Air Pollution Control Systems are Important

    Five Ocean Discoveries That Could Change How We See the World

    Five Ocean Discoveries That Could Change How We See the World

    Choosing the Right Sustainability Partner: How Eco-Efficient Tech Transforms Industry

    Choosing the Right Sustainability Partner: How Eco-Efficient Tech Transforms Industry

    Moving Abroad? Here’s What to Expect – and Why Cardboard and Plastic Waste Removal Is Essential After Unpacking

    Moving Abroad? Here’s What to Expect – and Why Cardboard and Plastic Waste Removal Is Essential After Unpacking

    How Weather Events Like Heavy Rain or Heatwaves Affect Pest Activity

    How Weather Events Like Heavy Rain or Heatwaves Affect Pest Activity

    Building a Carbon-Competitive Advantage with Sustainability and Decarbonization Consulting

    Building a Carbon-Competitive Advantage with Sustainability and Decarbonization Consulting

    The Lost Art of Orienteering: Why Map and Compass Skills Still Matter

    The Lost Art of Orienteering: Why Map and Compass Skills Still Matter

    Sustainability in Dining: Reducing Waste for a More Profitable Future

    Sustainability in Dining: Reducing Waste for a More Profitable Future

    Environmental Benefits

    What Are The Environmental Benefits Of Choosing Eco-friendly Rubbish Removal In Croydon?

  • Property
    Why louvered pergolas are popular in the UK

    Why louvered pergolas are popular in the UK

    Septic Tank Emptying: How Often Is It Really Needed?

    Septic Tank Emptying: How Often Is It Really Needed?

    urban design

    Good Urban Design is not a Luxury; it is a Necessity

    Hand holds a keychain with a house-shaped pendant and keys, symbolizing home ownership. The background shows a blurred, warmly lit interior.

    The Importance of Getting the Best Deals for Your Home

    From Classic to Contemporary: A Guide to Your Home’s Door Options

    From Classic to Contemporary: A Guide to Your Home’s Door Options

    Orange and white Mediterranean buildings with blue railings under a clear sky in Limassol, Cyprus. The bright colors and sunny day evoke a cheerful, tranquil vibe.

    Modern vs Traditional: The Range of Houses for Sale in Limassol

    Real Estate in Dubai

    Real Estate in Dubai: Strategic Investment Insights for 2025

    Safe asbestos management for homeowners

    Safe asbestos management for homeowners

    Angular, metal sheet wall with diamond patterns behind a dark railing, conveying an industrial feel. The texture is reflective and geometric.

    7 Design Concepts That Use Decorative Metal Sheets

  • eCommerce
    The Live Shopping Market has Surged to $32bn

    The Live Shopping Market has Surged to $32bn

    Winning PPC Strategies for E-Commerce Brands

    Winning PPC Strategies for E-Commerce Brands

    SEO Agencies

    How To Audit Your Ecommerce Site Structure SEO? A complete Step-by-step Guide for Beginners

    Ecommerce Platform

    What Makes a Global Ecommerce Platform User-Friendly

    From 1688 to shopee: the singaporean seller’s guide to paying china suppliers

    From 1688 to shopee: the singaporean seller’s guide to paying china suppliers

    The Importance of Digital Valuations for UK Ecommerce Brands

    The Importance of Digital Valuations for UK Ecommerce Brands

    Blink-and-Buy: Designing Checkouts That Convert in Under 10 Seconds

    Blink-and-Buy: Designing Checkouts That Convert in Under 10 Seconds

    High Stakes Strategies: Lessons E-commerce Entrepreneurs Can Learn from Casinos

    High Stakes Strategies: Lessons E-commerce Entrepreneurs Can Learn from Casinos

    Amazon Expert

    Amazon Expert: Key Qualifications to Look For

No Result
View All Result
Today News
Home Finance

Top Car Financing Choices for People with Poor or No Credit

David Prior by David Prior
December 10, 2024
Reading Time: 3 mins read
Top Car Financing Choices for People with Poor or No Credit
492
VIEWS
Share on FacebookShare on TwitterShare on LinkedIn

Getting car finance with poor or no credit may feel daunting, but there are options designed to work for you. Lenders understand that life’s circumstances can leave your credit score less than ideal, and many offer flexible solutions tailored to your needs. Here’s a breakdown of the best choices available and how they might work for you.

Guarantor Car Finance

If your credit score isn’t strong enough to secure finance alone, a guarantor car loan can help. This option requires a friend or family member with good credit to co-sign the agreement, promising to cover repayments if you cannot. 

Related posts

The Benefits of Accepting Crypto Payments in E-Commerce

The Benefits of Accepting Crypto Payments in E-Commerce

October 20, 2025
477
Dogecoin Adoption Never Stopped Soaring

Dogecoin Adoption Never Stopped Soaring

October 17, 2025
49

It’s a great choice for first-time borrowers or those rebuilding their credit. By opting for car loans with a guarantor, you may access better terms and interest rates, as the lender sees reduced risk.

Credit Union Loans

Unlike traditional banks, credit unions are known for their community focus. They often provide loans with lower interest rates and are more willing to consider individual circumstances. Even if your credit score is poor, showing steady income and commitment can often get you approved.

Hire Purchase Agreements

With hire purchase (HP), you make fixed monthly payments over an agreed term. The car acts as collateral, meaning if you miss repayments, the lender can repossess the vehicle. While this might sound strict, it makes HP more accessible for those with poor credit. Plus, you own the car outright once all payments are complete.

Lease-to-Own Options

For individuals unsure about outright purchasing, lease-to-own agreements can be a viable alternative. You lease the car with an option to buy at the end of the term. While this involves slightly higher monthly payments, it can help those with poor credit gradually work towards ownership.

Buy Here, Pay Here Dealerships

Certain dealerships cater specifically to buyers with poor credit through their in-house financing. Known as “buy here, pay here,” these dealerships bypass traditional credit checks, focusing instead on your ability to make regular payments. However, be mindful of potentially higher interest rates.

Subprime Auto Loans

Subprime loans are specifically designed for those with low credit scores. Although the interest rates are higher, these loans provide an opportunity to finance a car when other options aren’t viable. Carefully review the terms and ensure affordability before committing.

Family or Friend Assistance

Borrowing from a family member or close friend may be the simplest solution if formal financing proves too challenging. This arrangement often eliminates the need for interest, but it’s crucial to outline clear terms to avoid misunderstandings.

No Credit Check Car Loans

Some lenders offer loans without running credit checks, relying instead on proof of income and employment history. While approval rates are higher, these loans often come with stringent terms and higher repayment costs.

Final Thoughts

Choosing a car finance option isn’t just about getting behind the wheel – it’s also an opportunity to rebuild or establish your credit. Consistently meeting repayments can help improve your score, opening doors to better financial opportunities in the future.

While navigating car financing might feel challenging, options like guarantor loans, credit union loans, and lease-to-own agreements make it possible to get the car you need.

David Prior

David Prior is the editor of Today News, responsible for the overall editorial strategy. He is an NCTJ-qualified journalist with over 20 years’ experience, and is also editor of the award-winning hyperlocal news title Altrincham Today. His LinkedIn profile is here.

Previous Post

How to Incorporate Composite Cladding into Your Home Renovation Project

Next Post

How Rhinoplasty Changes Over Time

Related Posts

The Benefits of Accepting Crypto Payments in E-Commerce
Finance

The Benefits of Accepting Crypto Payments in E-Commerce

October 20, 2025
477
Dogecoin Adoption Never Stopped Soaring
Finance

Dogecoin Adoption Never Stopped Soaring

October 17, 2025
49
Hand holding a key over a table with Euro banknotes scattered and a calculator nearby, suggesting themes of finance, investment, or real estate.
Finance

How Brokers Can Help You Compare Loans in Denmark and Save on Interest

October 13, 2025
522
MPs Continue Push For Gambling Tax Increase
Finance

MPs Continue Push For Gambling Tax Increase

October 13, 2025
395
Is Britain Ready for a Digital Pound? The Cybersecurity Battle You Haven’t Heard About
Finance

Is Britain Ready for a Digital Pound? The Cybersecurity Battle You Haven’t Heard About

October 8, 2025
396
Smartphone displaying stock graphs is on a desk with a keyboard and mouse in front of a computer monitor. The setting feels modern and tech-focused.
Finance

FTX Unwind Continues: $1.6B Payout Signals Progress Amid Market Uncertainty

October 8, 2025
433
Next Post
Rhinoplasty

How Rhinoplasty Changes Over Time

RECOMMENDED NEWS

AC Not Cooling

Car AC Not Cooling After Recharge: Hidden Problems Explained

2 months ago
484
SAP Analytics Cloud for HR Analytics: Enhancing Workforce Management

SAP Analytics Cloud for HR Analytics: Enhancing Workforce Management

2 years ago
517
How Recruitment Funding Can Boost Your Hiring Strategy

How Recruitment Funding Can Boost Your Hiring Strategy

5 months ago
602
The Best Slots to Play if You Want to Win Big

The Best Slots to Play if You Want to Win Big

2 years ago
528

BROWSE BY CATEGORIES

  • Business
  • Careers
  • Charity
  • Consumer
  • Culture
  • eCommerce
  • Education
  • Energy
  • Engineering
  • Entertainment
  • Entrepreneurs
  • Environment
  • Fashion
  • Finance
  • Food & Drink
  • Gaming
  • Gardening
  • Health
  • Insurance
  • Interiors
  • Legal
  • Leisure
  • Lifestyle
  • Manufacturing
  • Marketing
  • National
  • News
  • Opinion
  • Pets
  • Politics
  • Property
  • Sales
  • Sport
  • Sports
  • Tech
  • Transport
  • Travel
  • Uncategorized

BROWSE BY TOPICS

AI banking Beauty business Christmas construction Corteiz cyber security data digital Digital Marketing Services ecommerce entertainmnet finance fitness Forex health Home Improvements inflation insurance kitchen KYND lifestyle manchester music News north overseas Personal Injury Pharmaceutical Industry property Real Estate recruitment Skincare Solar Panel Installation sports technology tourism travel UK vehicles watch Water Filter Pitcher workspace yorkshire

Latest news

Online UK’s Most Popular Online Casino Games​

Online UK’s Most Popular Online Casino Games​

October 25, 2025
The Best Travel Tips for Hot Weather

The Best Travel Tips for Hot Weather

October 24, 2025
Why louvered pergolas are popular in the UK

Why louvered pergolas are popular in the UK

October 24, 2025
Exploring the Muslim Spiritual Journey: Umrah Spiritual Journey – Faith & Reflection

Exploring the Muslim Spiritual Journey: Umrah Spiritual Journey – Faith & Reflection

October 24, 2025
Passivhaus

Passivhaus Certified Windows & Doors: The Key to an Energy-Efficient Home

October 24, 2025
Branded Pens

Branded Pens: Small, Affordable, and Unbelievably Effective

October 24, 2025
Egypt with Kids

Family Tour vs Self-Guided Trip: How to Explore Egypt with Kids

October 24, 2025
harry

The Rise of Striker Harry Kane: England’s Relentless Scoring Leader

October 24, 2025
How the Gaza Peace Deal Could Affect the UK: Foreign Aid and Immigration Concerns

How the Gaza Peace Deal Could Affect the UK: Foreign Aid and Immigration Concerns

October 24, 2025
Why Tear Trough Filler Is Becoming London’s Secret to a Refreshed, Youthful Look

Why Tear Trough Filler Is Becoming London’s Secret to a Refreshed, Youthful Look

October 24, 2025

Today News

  • About
  • Write for us
  • Contact
  • Privacy Policy

@2024 Rooftree Publishing Ltd

Today News in association with Kajino.com

Sign up for our newsletter




  • Business
  • Tech
  • Consumer
  • Finance
  • Environment
  • Property
  • eCommerce

Recent News

Online UK’s Most Popular Online Casino Games​

Online UK’s Most Popular Online Casino Games​

October 25, 2025
The Best Travel Tips for Hot Weather

The Best Travel Tips for Hot Weather

October 24, 2025
No Result
View All Result
  • Home
  • Business
  • Tech
  • Consumer
  • Finance
  • Environment
  • Property
  • eCommerce
  • Write for us
  • About
  • Contact