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Home Insurance

A Comprehensive Guide to Xactimate

David Prior by David Prior
December 14, 2023
Reading Time: 5 mins read
A Comprehensive Guide to Xactimate
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Discover the power of Xactimate, the industry’s top insurance claims estimating software. Find out how it can revolutionize the way you handle insurance repairs. Keep reading to uncover its secrets. Xactimate Estimates are trusted by insurance companies, restoration firms, and more. 

Xactimate

If you’re an insurance adjuster or contractor involved in property damage restoration, it’s highly likely that you’ve come across Xactimate. Xactimate is a software program designed to simplify and standardize the claims estimating process. It’s used by insurance companies, restoration contractors, and other professionals in the industry to estimate the costs of repairs or rebuilding after a disaster or other form of property damage. 

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In this comprehensive guide, we’ll delve deeper into the features and benefits of Xactimate and explore how it’s transforming the way the industry works.

Xactimate uses a database of pricing information

Xactimate is more than just your average software program. It uses a vast database of pricing information that’s constantly updated to keep up with market trends and to ensure that estimates remain accurate over time. 

This means that you can use Xactimate to create reports and estimates that are based on the most recent labor and material pricing in your area. It also accounts for regional price differences, so you can be sure that your estimates are in line with the local market.

Xactimate streamlines the estimating process

Traditionally, creating a repair estimate involved a lot of paperwork, calculations, and guesswork. With Xactimate, the process is much simpler and faster. Once you’ve inputted the relevant data, such as scope of damage and square footage, the software automatically generates an estimate that can be easily adjusted based on individual needs. 

You can also save templates and use them for future estimates, streamlining the estimating process even further.

Xactimate increases professionalism and accuracy

Using Xactimate can help professionals in the industry produce more accurate and professional looking estimates. The program shows prices for every individual item, labor, and materials that go into an estimate. 

This detailed information can be used to help customers understand the costs associated with repairs and restoration work. It also ensures that all parties involved in the process are on the same page when it comes to the scope of work, costs, timelines, and materials.

Xactimate improves communication between parties

One of the biggest challenges in the restoration industry is communication breakdowns between contractors, adjusters, and insurance companies. Xactimate provides a standardized platform that can be used by all parties involved. 

This means that different professionals can access the same information, understand each other’s perspectives, and make accurate and informed decisions. It also eliminates the need for separate paperwork, reducing the chance of errors and miscommunications.

Xactimate adapts to changing technology

Xactimate has been around for over 30 years, but it’s constantly evolving to keep up with the latest technology. The software is now cloud-based, which means that users can access it from anywhere, at any time. This feature is particularly useful for professionals on the go. You can also use Xactimate on your mobile device, making it more versatile, convenient, and user-friendly.

How Does Xactimate Work?

Create accurate estimates and reports effortlessly with Xactimate. Our powerful software utilizes sketch data to generate detailed pricing tools and data tables. Easily upload photos and GPS coordinates, and access your information from any device with our cloud storage feature. Save time and streamline your workflow with Xactimate.

Get accurate cost estimates with Xactimate’s powerful analysis tool. Our surveys cover everything from materials to labor to equipment costs, ensuring you have a comprehensive estimate. We gather data from numerous material suppliers and real-life estimates, giving you the most up-to-date information. Plus, we integrate other important factors like taxes and worker’s compensation to provide you with a complete and accurate final estimate.

What Is The Process For Interpreting an Xactimate Estimate?

Breakdown of services and costs for property repairs are categorized by sections. Each section represents a specific part or component of the property, such as the roof. Detailed information on the scope of work, such as shingle removal and replacement, is provided in the following lines. 

Amounts are typically measured in square feet or linear feet, with the total cost listed in the adjacent column. In the case of an insurance claim, two additional columns for depreciation and actual value after depreciation are included.

What Is The Reason Behind Insurance Companies Utilizing Xactimate?

Experience the power of Xactimate, the ultimate tool for property claims estimation. Trusted by insurance claims agents and restoration professionals, Xactimate simplifies the estimating process in just four simple steps:

  1. Gather loss information.
  2. Sketch a structure diagram.
  3. Select related project costs.
  4. Review for accuracy and liability.

How Does Xactimate Provide Estimation For A Roof?

Get an accurate roof estimate with Xactimate in just a few simple steps.

  • Outline the building structure.
  • Add a Roof Level, ensuring the building footprint is visible below for reference.
  • Sketch each section of the roof, noting dimensions, and slope, overhang, and eave heights.
  • Enhance your sketches with digital images, marking the photo locations as reference points. 
  • Easily calculate shingles, underlayment, and other materials needed directly from the sketch. Customizable macros for individual components and waste factor calculations make it a breeze.

David Prior

David Prior is the editor of Today News, responsible for the overall editorial strategy. He is an NCTJ-qualified journalist with over 20 years’ experience, and is also editor of the award-winning hyperlocal news title Altrincham Today. His LinkedIn profile is here.

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