Thursday, May 29, 2025
  • About
  • Write for us
  • Contact
Today News
  • Business
  • Tech
    Virtual Numbers vs SIM Cards: Which Is Best for International Business?

    Virtual Numbers vs SIM Cards: Which Is Best for International Business?

    How Secure is Your Client Portal?

    How Secure is Your Client Portal?

    Machine to Listen

    What Happens When You Teach a Machine to Listen

    Revolutionising Business Connectivity: The Power of eSIM Technology

    Revolutionising Business Connectivity: The Power of eSIM Technology

    How to Buy a Second-Hand Tablet in the UK Without Getting Ripped Off

    How to Buy a Second-Hand Tablet in the UK Without Getting Ripped Off

    8 Best Spy Apps to Install Remotely on Android & iPhone

    8 Best Spy Apps to Install Remotely on Android & iPhone

    Ai

    AI Ad Generator vs Human Designers: What Works Better?

    Chatbots Are Out, AI Agents Are In: Meet Retail’s New Crown Jewel

    Chatbots Are Out, AI Agents Are In: Meet Retail’s New Crown Jewel

    Understanding BASE: Coinbase’s Vision For Blockchain Innovation

    Understanding BASE: Coinbase’s Vision For Blockchain Innovation

  • Consumer
    Craving Connection: Why Food Gifting Is the New Love Language

    Craving Connection: Why Food Gifting Is the New Love Language

    How to Celebrate Milestones from Afar: The Rise of Digital Gifting in the UK

    How to Celebrate Milestones from Afar: The Rise of Digital Gifting in the UK

    How to adjust glasses at home – a step-by-step guide!

    How to adjust glasses at home – a step-by-step guide!

    Why quality toilet cubicle hardware matters

    Why quality toilet cubicle hardware matters

    Common Mistakes in KYC Identity Verification

    Common Mistakes in KYC Identity Verification

    Consumer habits

    British Furniture Market Sees Significant Changes in Consumer Preferences

    Why are high-street bookmakers declining in the UK?

    Why are high-street bookmakers declining in the UK?

    Straps for smartwatches: The Complete guide

    Straps for smartwatches: The Complete guide

    High street retailers are at a “crossroads”, says retail tycoon

    High street retailers are at a “crossroads”, says retail tycoon

  • Finance
    What is Automated Invoice Processing?

    What is Automated Invoice Processing?

    The UK Treasury Aims to Introduce a Single Tax for Remote Gambling

    The UK Treasury Aims to Introduce a Single Tax for Remote Gambling

    Eriongroup.biz Reviews: Confident Investments with a European Broker

    Eriongroup.biz Reviews: Confident Investments with a European Broker

    How Crypto is Enabling Micropayments for Content

    How Crypto is Enabling Micropayments for Content

    Fan Tokens: When Finance Meets the Passion for Football

    Fan Tokens: When Finance Meets the Passion for Football

    The Hidden Costs of Convenience: Why Subscription Overspending Is the New Budget Killer

    The Hidden Costs of Convenience: Why Subscription Overspending Is the New Budget Killer

    10 Best UK Trading Platforms in 2025

    10 Best UK Trading Platforms in 2025

    Crypto Trading

    Proprietary Crypto Trading and How It Works

    Should You Get an MBA or Learn on the Job? A Guide for Entrepreneurs

    Should You Get an MBA or Learn on the Job? A Guide for Entrepreneurs

  • Environment
    Moving Abroad? Here’s What to Expect – and Why Cardboard and Plastic Waste Removal Is Essential After Unpacking

    Moving Abroad? Here’s What to Expect – and Why Cardboard and Plastic Waste Removal Is Essential After Unpacking

    How Weather Events Like Heavy Rain or Heatwaves Affect Pest Activity

    How Weather Events Like Heavy Rain or Heatwaves Affect Pest Activity

    Building a Carbon-Competitive Advantage with Sustainability and Decarbonization Consulting

    Building a Carbon-Competitive Advantage with Sustainability and Decarbonization Consulting

    The Lost Art of Orienteering: Why Map and Compass Skills Still Matter

    The Lost Art of Orienteering: Why Map and Compass Skills Still Matter

    Sustainability in Dining: Reducing Waste for a More Profitable Future

    Sustainability in Dining: Reducing Waste for a More Profitable Future

    Environmental Benefits

    What Are The Environmental Benefits Of Choosing Eco-friendly Rubbish Removal In Croydon?

    Why You Should Hire Waste collectors for efficient waste removal

    Why You Should Hire Waste collectors for efficient waste removal

    Choosing the Right Floating Dock Platform for Your Aquaculture Cages

    Choosing the Right Floating Dock Platform for Your Aquaculture Cages

    How to Use UV Light in Your HVAC System for Cleaner Air

    How to Use UV Light in Your HVAC System for Cleaner Air

  • Property
    Importance Of Having A Property Management System For Airbnb Hosts 

    Importance Of Having A Property Management System For Airbnb Hosts 

    Real Estate

    Secrets to Building Wealth through Real Estate Investing

    Real Estate

    Precision Matters: Why a Specialist Real Estate Makes All the Difference

    Guide to purchasing property in Marbella

    Guide to purchasing property in Marbella

    Can Parquet Flooring Work in Modern Homes: A Versatile Choice or Just for Period Properties?

    Can Parquet Flooring Work in Modern Homes: A Versatile Choice or Just for Period Properties?

    7 Key Benefits of Asset Tracking for Property Owners

    7 Key Benefits of Asset Tracking for Property Owners

    company event image

    Luxury vs. Budget: Wedding Venues in the City of London for Every Couple

    Home

    How to Sell Your Chelsea Home for the Best Price

    How Smart Homes Are Changing the Way We Live

    How Smart Homes Are Changing the Way We Live

  • eCommerce
    The Importance of Digital Valuations for UK Ecommerce Brands

    The Importance of Digital Valuations for UK Ecommerce Brands

    Blink-and-Buy: Designing Checkouts That Convert in Under 10 Seconds

    Blink-and-Buy: Designing Checkouts That Convert in Under 10 Seconds

    High Stakes Strategies: Lessons E-commerce Entrepreneurs Can Learn from Casinos

    High Stakes Strategies: Lessons E-commerce Entrepreneurs Can Learn from Casinos

    Amazon Expert

    Amazon Expert: Key Qualifications to Look For

    Boosting Ecommerce Revenue with Smart Targeting Strategies

    Boosting Ecommerce Revenue with Smart Targeting Strategies

    Personalized Shopping: How Technology is Transforming Retail

    Personalized Shopping: How Technology is Transforming Retail

    How Can Ecommerce Businesses Learn From Entertainment Platforms?

    How Can Ecommerce Businesses Learn From Entertainment Platforms?

    Magento Web Development Company: Unlocking the Power of E-Commerce

    Magento Web Development Company: Unlocking the Power of E-Commerce

    eCommerce in 2025: What’s Changing and Why It Matters

    eCommerce in 2025: What’s Changing and Why It Matters

No Result
View All Result
Today News
Home Finance

Junior Investing 101: A Comprehensive Guide

Claire by Claire
November 24, 2023
Reading Time: 4 mins read
Junior Investing 101: A Comprehensive Guide
10
VIEWS
Share on FacebookShare on TwitterShare on LinkedIn

Junior investing can be one of the most beneficial things to consider for your finances, to build your own and your family’s wealth effectively for the future.

As such, we thought it right to give you a comprehensive guide on junior investing, so you can explore for yourself, how you can invest in your little one’s future.

Related posts

What is Automated Invoice Processing?

What is Automated Invoice Processing?

May 28, 2025
540
The UK Treasury Aims to Introduce a Single Tax for Remote Gambling

The UK Treasury Aims to Introduce a Single Tax for Remote Gambling

May 27, 2025
446

Read on to learn how junior investing works and what benefits it can provide for your finances.

If you require any further assistance, you can always speak to a wealth management firm.

How does junior investing work?

Junior investing involves you opening specific investment accounts designed to grow your child’s finances. These accounts are often designed to encourage tax efficiency and help you build your child’s wealth for the future.

There are two junior investment accounts that might benefit you to know – Junior Individual Savings Accounts (JISAs) and Junior General Investment Accounts (Junior GIAs).

JISA investments allow you to grow your child’s savings with tax-free contributions each year, either in a cash JISA or stocks and shares JISA. The amount you can contribute each year is according to the annual JISA allowance – which as of the current tax year 2023/2024, is £9,000.

The savings in this account cannot be accessed until your child turns 18, but anyone can contribute to it each tax year, whether that be yourself, grandparents or any other family member.

Junior GIA investments allow you to build your child’s wealth with potentially successful returns from several securities. Unlike JISAs, you can withdraw from this account at any time, but the returns are not exempt from income and Capital Gains Tax (CGT).

What benefits can junior investing provide for your finances?

When investing in junior accounts, you can gain a wide range of advantages for your finances, which can include things like:

  • Tax-efficient growth for your goals

One of the main benefits of junior investing is that you can grow your child’s wealth tax efficiently towards their financial goals.

There are many future ambitions you might have for your child, whether this be to have sufficient funds to go towards their education, or maybe to put towards purchasing their first home.

In order to achieve these targets, it’s important to have as much money to withdraw and put towards these goals as possible.

By investing each year in something like a JISA, for example, you can end up amounting a large sum of tax-free money for your child to access when they need it.

  • Smooth account management

Junior investing can also be beneficial when you choose the right account provider, as this can offer smooth management for all your investments.

Your wealth manager, for example, can help you transfer your existing JISA to your new provider. All you have to do is speak to your new provider, and they can take care of contacting your old provider and transferring your JISA over.

Once you have your JISA, you can also have accurate ways of monitoring and adjusting your wealth with advanced tools.

For example, you’ll be able to access all your junior accounts in one place and have full visibility over the performance of every investment.

  • Security and wealth resilience for your family

Investing in junior accounts can also help you build security and wealth resilience for your family.

There are various things which could impact your child’s wealth in the future – such as changes in the economy (financial markets and tax rates), as well as changes in their lifestyle (career and number of financial dependents).

By growing savings in these accounts, you can help provide a financial safety net for your child, as well as give them the means to navigate these potential impacts more effectively.

On top of that, building their wealth from early on can help grow their financial confidence – as well as your own – for the future.

—

Will you be putting this comprehensive guide into action for your own junior investments? For the best chance of a successful financial outcome, it’s worth speaking to your modern wealth manager when planning your investments.

—

Please note, the value of your investments can go down as well as up.

Claire

Previous Post

Everything You Need To Know About Finding The Right Student Property In Leicester

Next Post

Embark on an Elevated Expedition with the Chauffeur-Driven Mercedes V Class

Related Posts

What is Automated Invoice Processing?
Finance

What is Automated Invoice Processing?

May 28, 2025
540
The UK Treasury Aims to Introduce a Single Tax for Remote Gambling
Finance

The UK Treasury Aims to Introduce a Single Tax for Remote Gambling

May 27, 2025
446
Eriongroup.biz Reviews: Confident Investments with a European Broker
Finance

Eriongroup.biz Reviews: Confident Investments with a European Broker

May 26, 2025
450
How Crypto is Enabling Micropayments for Content
Finance

How Crypto is Enabling Micropayments for Content

May 22, 2025
455
Fan Tokens: When Finance Meets the Passion for Football
Finance

Fan Tokens: When Finance Meets the Passion for Football

May 20, 2025
450
The Hidden Costs of Convenience: Why Subscription Overspending Is the New Budget Killer
Finance

The Hidden Costs of Convenience: Why Subscription Overspending Is the New Budget Killer

May 20, 2025
375
Next Post
Embark on an Elevated Expedition with the Chauffeur-Driven Mercedes V Class

Embark on an Elevated Expedition with the Chauffeur-Driven Mercedes V Class

RECOMMENDED NEWS

The Importance of Seasonal Tyre Changes: Summer Tyres and All Season Tyres

The Importance of Seasonal Tyre Changes: Summer Tyres and All Season Tyres

2 days ago
8
Custom Paint

Custom Paint by Numbers: A Fun Way to Brighten Up Your Living Room

6 months ago
38
10 Best UK Trading Platforms in 2025

10 Best UK Trading Platforms in 2025

1 week ago
277
Soft Pillow

The Hidden Benefits of Using Soft Pillow Inserts in Your Throw Pillow Decor

12 months ago
24

BROWSE BY CATEGORIES

  • Business
  • Careers
  • Charity
  • Consumer
  • Culture
  • eCommerce
  • Education
  • Energy
  • Engineering
  • Entertainment
  • Entrepreneurs
  • Environment
  • Fashion
  • Finance
  • Food & Drink
  • Gaming
  • Gardening
  • Health
  • Insurance
  • Interiors
  • Legal
  • Leisure
  • Lifestyle
  • Manufacturing
  • Marketing
  • National
  • News
  • Opinion
  • Pets
  • Politics
  • Property
  • Sales
  • Sport
  • Sports
  • Tech
  • Transport
  • Travel
  • Uncategorized

BROWSE BY TOPICS

Agency AI autosmart banking Beauty business Christmas construction cyber security data digital Digital Marketing Services ecommerce entertainmnet finance fitness health inflation insurance kitchen KYND lifestyle manchester music News north overseas Personal Injury Pharmaceutical Industry property Real Estate recruitment Sir Michael Morpurgo Skincare sports technology The Victoria Quarter tourism travel UK vehicles Warkworth village watch workspace yorkshire

Latest news

Reliable delivery of dietary supplements and vitamins in the UK: myth or reality?

Reliable delivery of dietary supplements and vitamins in the UK: myth or reality?

May 28, 2025
The Forgotten Festivals: Underrated Race Meetings That Deserve More Love

The Forgotten Festivals: Underrated Race Meetings That Deserve More Love

May 28, 2025
Virtual Numbers vs SIM Cards: Which Is Best for International Business?

Virtual Numbers vs SIM Cards: Which Is Best for International Business?

May 28, 2025
What is Automated Invoice Processing?

What is Automated Invoice Processing?

May 28, 2025
First aid

First aid management in the workplace: Are you up to date?

May 28, 2025
A Guide to Betting Shops in Altrincham

A Guide to Betting Shops in Altrincham

May 28, 2025
Importance Of Having A Property Management System For Airbnb Hosts 

Importance Of Having A Property Management System For Airbnb Hosts 

May 27, 2025
The Importance of DSE Assessment in Today’s Workplaces

The Importance of DSE Assessment in Today’s Workplaces

May 27, 2025
Understanding the role of diet in dentistry

Understanding the role of diet in dentistry

May 27, 2025
Restorative dentistry: preserving natural smiles through minimally invasive techniques

Restorative dentistry: preserving natural smiles through minimally invasive techniques

May 27, 2025

Today News

  • About
  • Write for us
  • Contact
  • Privacy Policy

@2024 Rooftree Publishing Ltd

Today News in association with Kajino.com

Sign up for our newsletter




  • Business
  • Tech
  • Consumer
  • Finance
  • Environment
  • Property
  • eCommerce

Recent News

Reliable delivery of dietary supplements and vitamins in the UK: myth or reality?

Reliable delivery of dietary supplements and vitamins in the UK: myth or reality?

May 28, 2025
The Forgotten Festivals: Underrated Race Meetings That Deserve More Love

The Forgotten Festivals: Underrated Race Meetings That Deserve More Love

May 28, 2025
No Result
View All Result
  • Home
  • Business
  • Tech
  • Consumer
  • Finance
  • Environment
  • Property
  • eCommerce
  • Write for us
  • About
  • Contact