Saturday, June 21, 2025
  • About
  • Write for us
  • Contact
Today News
  • Business
  • Tech
    Site Security: Integrating Sustainability and Protection

    Site Security: Integrating Sustainability and Protection

    Creative Leadership in an AI-Driven Era: Why Human Vision Still Leads the Way

    Creative Leadership in an AI-Driven Era: Why Human Vision Still Leads the Way

    Phishing Simulations vs Real Attacks: What You Need to Know

    Phishing Simulations vs Real Attacks: What You Need to Know

    Car Cybersecurity Vulnerabilities: Addressing the Hidden Threats on the Road

    Car Cybersecurity Vulnerabilities: Addressing the Hidden Threats on the Road

    The Importance of User Experience (UX) Design in Modern Business

    The Importance of User Experience (UX) Design in Modern Business

    Top Reasons Why Free VPNs Are Still a Smart Choice in 2025

    Top Reasons Why Free VPNs Are Still a Smart Choice in 2025

    Benefits of a Global Free VPN Extension

    Benefits of a Global Free VPN Extension

    Seamless Learning

    EdTech in the UK: Are We Ready for the Next Phase of Digital Education?

    Virtual Numbers vs SIM Cards: Which Is Best for International Business?

    Virtual Numbers vs SIM Cards: Which Is Best for International Business?

  • Consumer
    Craving Connection: Why Food Gifting Is the New Love Language

    Craving Connection: Why Food Gifting Is the New Love Language

    How to Celebrate Milestones from Afar: The Rise of Digital Gifting in the UK

    How to Celebrate Milestones from Afar: The Rise of Digital Gifting in the UK

    How to adjust glasses at home – a step-by-step guide!

    How to adjust glasses at home – a step-by-step guide!

    Why quality toilet cubicle hardware matters

    Why quality toilet cubicle hardware matters

    Common Mistakes in KYC Identity Verification

    Common Mistakes in KYC Identity Verification

    Consumer habits

    British Furniture Market Sees Significant Changes in Consumer Preferences

    Why are high-street bookmakers declining in the UK?

    Why are high-street bookmakers declining in the UK?

    Straps for smartwatches: The Complete guide

    Straps for smartwatches: The Complete guide

    High street retailers are at a “crossroads”, says retail tycoon

    High street retailers are at a “crossroads”, says retail tycoon

  • Finance
    How AI Is Reshaping Financial Advising

    How AI Is Reshaping Financial Advising

    How Geopolitical Tensions Affect Forex Trading

    How Geopolitical Tensions Affect Forex Trading

    Steel Prices

    Where Steel Prices Have Been Headed: A Six-Month Look at Global Trends

    UK Online Casino Payments: Why Trustly and Mobile Methods Are Replacing Cards

    UK Online Casino Payments: Why Trustly and Mobile Methods Are Replacing Cards

    Gold Dips as Markets Rebound

    Gold Dips as Markets Rebound

    De-Dollarization Begins? China’s Reserve Shift Sends Global Warning

    De-Dollarization Begins? China’s Reserve Shift Sends Global Warning

    The Trends That Could Redefine Crypto and Blockchain in the Coming Years

    The Trends That Could Redefine Crypto and Blockchain in the Coming Years

    What is Automated Invoice Processing?

    What is Automated Invoice Processing?

    The UK Treasury Aims to Introduce a Single Tax for Remote Gambling

    The UK Treasury Aims to Introduce a Single Tax for Remote Gambling

  • Environment
    Choosing the Right Sustainability Partner: How Eco-Efficient Tech Transforms Industry

    Choosing the Right Sustainability Partner: How Eco-Efficient Tech Transforms Industry

    Moving Abroad? Here’s What to Expect – and Why Cardboard and Plastic Waste Removal Is Essential After Unpacking

    Moving Abroad? Here’s What to Expect – and Why Cardboard and Plastic Waste Removal Is Essential After Unpacking

    How Weather Events Like Heavy Rain or Heatwaves Affect Pest Activity

    How Weather Events Like Heavy Rain or Heatwaves Affect Pest Activity

    Building a Carbon-Competitive Advantage with Sustainability and Decarbonization Consulting

    Building a Carbon-Competitive Advantage with Sustainability and Decarbonization Consulting

    The Lost Art of Orienteering: Why Map and Compass Skills Still Matter

    The Lost Art of Orienteering: Why Map and Compass Skills Still Matter

    Sustainability in Dining: Reducing Waste for a More Profitable Future

    Sustainability in Dining: Reducing Waste for a More Profitable Future

    Environmental Benefits

    What Are The Environmental Benefits Of Choosing Eco-friendly Rubbish Removal In Croydon?

    Why You Should Hire Waste collectors for efficient waste removal

    Why You Should Hire Waste collectors for efficient waste removal

    Choosing the Right Floating Dock Platform for Your Aquaculture Cages

    Choosing the Right Floating Dock Platform for Your Aquaculture Cages

  • Property
    Efficient storage solutions for stress-free home renovations

    Efficient storage solutions for stress-free home renovations

    Chelsea Residences – Exclusive Living in Dubai’s Prime Location

    Chelsea Residences – Exclusive Living in Dubai’s Prime Location

    Insights and Opportunities For Exploring the London Property Market

    Insights and Opportunities For Exploring the London Property Market

    How to Choose the Right Moving Service for Your Needs

    How to Choose the Right Moving Service for Your Needs

    What Should You Do Before Moving House to Avoid Last-Minute Stress?

    What Should You Do Before Moving House to Avoid Last-Minute Stress?

    Choosing the Right Stove for Your UK Home in 2025

    Choosing the Right Stove for Your UK Home in 2025

    Importance Of Having A Property Management System For Airbnb Hosts 

    Importance Of Having A Property Management System For Airbnb Hosts 

    Real Estate

    Secrets to Building Wealth through Real Estate Investing

    Real Estate

    Precision Matters: Why a Specialist Real Estate Makes All the Difference

  • eCommerce
    The Importance of Digital Valuations for UK Ecommerce Brands

    The Importance of Digital Valuations for UK Ecommerce Brands

    Blink-and-Buy: Designing Checkouts That Convert in Under 10 Seconds

    Blink-and-Buy: Designing Checkouts That Convert in Under 10 Seconds

    High Stakes Strategies: Lessons E-commerce Entrepreneurs Can Learn from Casinos

    High Stakes Strategies: Lessons E-commerce Entrepreneurs Can Learn from Casinos

    Amazon Expert

    Amazon Expert: Key Qualifications to Look For

    Boosting Ecommerce Revenue with Smart Targeting Strategies

    Boosting Ecommerce Revenue with Smart Targeting Strategies

    Personalized Shopping: How Technology is Transforming Retail

    Personalized Shopping: How Technology is Transforming Retail

    How Can Ecommerce Businesses Learn From Entertainment Platforms?

    How Can Ecommerce Businesses Learn From Entertainment Platforms?

    Magento Web Development Company: Unlocking the Power of E-Commerce

    Magento Web Development Company: Unlocking the Power of E-Commerce

    eCommerce in 2025: What’s Changing and Why It Matters

    eCommerce in 2025: What’s Changing and Why It Matters

No Result
View All Result
Today News
Home Property

What Is The Market Value For Your Home With Equity Release?

David Prior by David Prior
March 25, 2022
Reading Time: 3 mins read
What Is The Market Value For Your Home With Equity Release?
305
VIEWS
Share on FacebookShare on TwitterShare on LinkedIn

If you’re considering equity release, you may be confused by all the jargon terms related to the product market, leaving you unsure if equity release is right for you. Don’t be put off as equity release is a brilliant financial product, as you’ll discover in this Key equity release review.

Unlocking your property value may indeed be the answer for you. However, you must develop a comprehensive understanding of how equity release will impact the market value of your home and what’s considered market value with equity release. Jason Stubbs from EveryInvestor explores this topic in the following article.

Related posts

Efficient storage solutions for stress-free home renovations

Efficient storage solutions for stress-free home renovations

June 20, 2025
472
Chelsea Residences – Exclusive Living in Dubai’s Prime Location

Chelsea Residences – Exclusive Living in Dubai’s Prime Location

June 19, 2025
557

Defining Equity Release

Equity release is a retirement mortgage designed for UK-based homeowners over 55. Unlike with a traditional mortgage, you access the funds tied into your already established property value but still have the opportunity to live at home.

Lenders allow you to choose from unlocking the cash in a lump sum, as a monthly salary, or placing it into a drawdown facility to access whenever you wish. You’ll only pay interest on the funds you withdraw. While you can pay back the monthly interest and some of the loan annually, there’s no obligation to do so.

Defining Market Value

Market value refers to the current value of your property. This is based on a detailed valuation that a surveyor conducts. Market value will be determined by the sale price of similar homes in your area, the condition of your property, and its construction type.  

Will You Benefit from the Full Market Value of Your Property with Equity Release?

No, you won’t benefit from the full market value of your property with equity release.

With a lifetime mortgage, the UK’s most popular equity release product, you’ll receive between 20% and 65% of your property value and then be charged compound interest. However, you can reduce the overall loan cost by paying off the monthly interest and stopping it from accumulating.

A home reversion scheme differs in that you sell your home, or a portion of it, to the lender below market value. When you pass away or need long-term care in a facility, your home is sold, and the lender will receive the full value of their share. What’s more, if you want to cancel the loan, you must pay back the portion of your property that you sold, but at full market value.  

How Can a Retiree Access Full Market Value?

If you, as a retiree, want to access your estate’s full market value, you’ll need to opt for the most popular alternative to equity release, downsizing. This way, you’ll sell your property in exchange for a smaller or cheaper home.

Why Opt for Downsizing Instead of Equity Release?

You might opt for downsizing instead of equity release if leaving an inheritance is important to you. Not only does equity release prevent you from accessing your full market value, but it also reduces your inheritance. With downsizing, you can leave the new property to your heirs.

That being said, equity release does come with inheritance protection, so you can set aside a portion of your estate that will be left to your loved ones. You can also use equity release to give an early inheritance and avoid inheritance tax.

In Conclusion

Now that you understand the market value for your home with equity release, you hopefully have a broader sense of what you can achieve with these retirement products. Once a surveyor has conducted a detailed property valuation, you’ll know how much equity is available in your estate. In the meantime, you can try EveryInvestor’s free equity release calculator to get an accurate estimate.

David Prior

David Prior is the editor of Today News, responsible for the overall editorial strategy. He is an NCTJ-qualified journalist with over 20 years’ experience, and is also editor of the award-winning hyperlocal news title Altrincham Today. His LinkedIn profile is here.

Previous Post

Equity Release: How Is It Regulated?

Next Post

How Has Technology Changed Collaboration?

Related Posts

Efficient storage solutions for stress-free home renovations
Property

Efficient storage solutions for stress-free home renovations

June 20, 2025
472
Chelsea Residences – Exclusive Living in Dubai’s Prime Location
Property

Chelsea Residences – Exclusive Living in Dubai’s Prime Location

June 19, 2025
557
Insights and Opportunities For Exploring the London Property Market
Property

Insights and Opportunities For Exploring the London Property Market

June 13, 2025
533
How to Choose the Right Moving Service for Your Needs
Property

How to Choose the Right Moving Service for Your Needs

June 13, 2025
653
What Should You Do Before Moving House to Avoid Last-Minute Stress?
Property

What Should You Do Before Moving House to Avoid Last-Minute Stress?

June 9, 2025
479
Choosing the Right Stove for Your UK Home in 2025
Property

Choosing the Right Stove for Your UK Home in 2025

June 5, 2025
450
Next Post
How Has Technology Changed Collaboration?

How Has Technology Changed Collaboration?

RECOMMENDED NEWS

Business Model

What Are the Key Elements of a Successful Business Model?

8 months ago
560
Essential Oils

The Power of Essential Oils in Daily Aromatherapy

7 months ago
38
Text Marketing and What You Can Expect

Text Marketing and What You Can Expect

2 years ago
506
How Much are House Prices Expected to Fall By in 2023?

How Much are House Prices Expected to Fall By in 2023?

2 years ago
594

BROWSE BY CATEGORIES

  • Business
  • Careers
  • Charity
  • Consumer
  • Culture
  • eCommerce
  • Education
  • Energy
  • Engineering
  • Entertainment
  • Entrepreneurs
  • Environment
  • Fashion
  • Finance
  • Food & Drink
  • Gaming
  • Gardening
  • Health
  • Insurance
  • Interiors
  • Legal
  • Leisure
  • Lifestyle
  • Manufacturing
  • Marketing
  • National
  • News
  • Opinion
  • Pets
  • Politics
  • Property
  • Sales
  • Sport
  • Sports
  • Tech
  • Transport
  • Travel
  • Uncategorized

BROWSE BY TOPICS

Agency AI autosmart banking Beauty business Christmas construction cyber security data digital Digital Marketing Services ecommerce entertainmnet finance fitness health inflation insurance kitchen KYND lifestyle manchester music News north overseas Personal Injury Pharmaceutical Industry property Real Estate recruitment Sir Michael Morpurgo Skincare sports technology The Victoria Quarter tourism travel UK vehicles Warkworth village watch workspace yorkshire

Latest news

Zelocchi

Meet Enzo Zelocchi: The 007-Inspired Filmmaker Turning Real-World Trauma Into Power

June 21, 2025
Trader

A Simple Guide on Finding a Reliable Trader in Surrey

June 21, 2025
Telegram and WhatsApp

Telegram and WhatsApp: A Detailed Comparison of the World’s Top Messaging Apps

June 21, 2025
Driving Test First Time

Tips To Pass Your Driving Test First Time

June 21, 2025
Brochure Vs Flyer

Brochure Vs Flyer: Which One Does Your Business Need?  

June 20, 2025
DSE

How to Train Employees on Proper DSE Use and Posture

June 20, 2025
Bag Packaging Solutions

6 Essential Insights into Bulk Bag Packaging Solutions

June 20, 2025
Improving workplace efficiency with quality flooring solutions

Improving workplace efficiency with quality flooring solutions

June 20, 2025
Efficient storage solutions for stress-free home renovations

Efficient storage solutions for stress-free home renovations

June 20, 2025
Mastering year-round play with the ultimate guide to golf footwear essentials

Mastering year-round play with the ultimate guide to golf footwear essentials

June 20, 2025

Today News

  • About
  • Write for us
  • Contact
  • Privacy Policy

@2024 Rooftree Publishing Ltd

Today News in association with Kajino.com

Sign up for our newsletter




  • Business
  • Tech
  • Consumer
  • Finance
  • Environment
  • Property
  • eCommerce

Recent News

Zelocchi

Meet Enzo Zelocchi: The 007-Inspired Filmmaker Turning Real-World Trauma Into Power

June 21, 2025
Trader

A Simple Guide on Finding a Reliable Trader in Surrey

June 21, 2025
No Result
View All Result
  • Home
  • Business
  • Tech
  • Consumer
  • Finance
  • Environment
  • Property
  • eCommerce
  • Write for us
  • About
  • Contact